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Frequently Asked Questions

It is understandable for new customers to have questions about 100DayLoansTexas.com which is why we have compiled the most common questions into this FAQ. If you have any question not answered in this FAQ we’ll be glad to answer them. All you’ve got to do is to contact us and allow some time to receive an email response.

100DayLoansTexas.com is a matching service which submits your inquiry to its network of lenders. There is no cost for submitting an inquiry. The fees and rates are quoted directly by the lender which is matched to your profile. 100DayLoansTexas.com is not a lender and will not provide you or anyone else with lending services.

Any questions pertaining to loan payments, application status and extensions etc need to be directed to the lender to whom you submitted your application to. Once your application has been submitted on the lender’s website you’ll receive the lender’s contact info.

What is a Personal loan?

Personal loans are like any other loan you make as a borrower. Most loans have a fixed term of repayment (in other words, they’re not open-ended like a line of credit). The terms of the loan are agreed upon between the borrower and the lender. You will have a set time frame for repayment and the APR (interest rate) will be fully disclosed. You may use your loan for a variety of uses, such as an emergency vehicle repair, home repairs, etc. At 100DayLoansTexas.com we get you the money you need when you need it. After you fill out our registration form (only takes a few minutes), we match you up with a lender able to meet your needs.

What are the fees?

We do not charge a fee for our service. Our lending partners are required by Federal law to provide you with the terms of the loan. You should read the terms carefully before accepting any loan. If you find the terms agreeable, funds will be transferred to your designated bank account via direct deposit after you accept the loan terms. If you do not agree to the terms of the loan, you will not be charged any fees or required to pay any penalties.

How do I qualify for a loan?

While each lender’s requirements may vary, most lenders require that you:

Our lenders work with most credit types! If you meet these requirements, we are likely to find a lender that will provide you the personal loan you need. No Credit? Prior Bankruptcy? Bad Credit? We can still work with you.

How much money can I borrow?

Personal loans are available from $1,000 up to $25,000.00. Amounts may vary depending on your qualifications and your state’s laws.

What do you do to protect my personal information?

At 100DayLoansTexas.com your privacy is our utmost concern. We use 128-bit SSL encryption to help protect your information. We treat your information the same way we treat our own information.

What if I miss a payment or I am late making a payment?

If you are having problems repaying your loan on time, please contact your lender as soon as possible to avoid late payment fees. Your loan documents also will explain your rights and obligations when you miss a payment or make a late payment. Please read and understand all loan documents prior to signing.

How can I make payments?

Your lender will specify your payment dates. For you convenience, each payment may be deducted from your bank account on the due date. You can also make prepay or pay off your loan in full by delivering a check to your lender.

What is the interest rate or APR?

The interest rate (APR) and all fees are set out in writing to you from the lender prior to accepting your loan. If you accept the terms of the loan, you will be required to “esign” your loan online. The terms of your loan are set by the lender, not by 100DayLoansTexas.com.

What can I use the money for?

You can use money from your loan for just about anything. Here are a few examples:

Do I have to have a job if I receive government benefits?

Every case is unique, but some lenders that work with 100DayLoansTexas.com may consider income from self-employment, social security disability insurance, pension income, and other forms of regular income.